Summer Travel: Ensuring Your Car and Home Are Protected While on Vacation

There’s nothing quite like a summer getaway. Whether you’re heading to the Texas coast, exploring Hill Country, or taking a cross-country road trip, summer vacations are all about making memories. But before you hit the road, it’s important to make sure your home and car are protected. After all, peace of mind is the best travel companion.

At Malone Agency, we know how important it is to keep your assets safe, especially when you’re out exploring. Here’s how you can make sure your car and home are covered while you’re away enjoying your summer break.

Start with Your Auto Coverage

Long drives are a summer staple in Texas. But before you load up the car, take a moment to check your auto insurance. Are you fully covered for all the “what-ifs” that might come up on the road? Accidents, breakdowns, and even theft can put a serious damper on your trip if you’re not prepared.

Make sure your policy includes comprehensive and collision coverage. This way, you’re protected against damages from things like hailstorms, accidents, or even a deer crossing your path. If you’re renting a car for your trip, check with your insurance provider to see if your existing policy covers rental vehicles. Otherwise, you might need to add temporary coverage.

Home Sweet Home — Even When You’re Away

Leaving your house unattended can be nerve-wracking, especially during the unpredictable Texas summer weather. Storms, power outages, and break-ins can happen when you least expect them. That’s why it’s crucial to ensure your homeowners’ insurance is up to date before you head out.

Take a few steps to secure your home before you go. Lock all doors and windows, set your alarm system if you have one, and consider investing in a smart home security system that lets you keep an eye on things remotely. It’s also a good idea to ask a neighbor or friend to check in on your home while you’re away.

If you have valuable items in your home, like jewelry or electronics, double-check that they’re covered under your policy. Some policies have limits on high-value items, so you may need additional coverage for peace of mind.

The Importance of Travel Insurance

Beyond your car and home, have you considered travel insurance? It’s one of those things that many people overlook, but it can be a lifesaver if something goes wrong. Whether it’s a delayed flight, lost luggage, or a medical emergency while you’re out of state, travel insurance can help cover unexpected expenses.

Think of it as another layer of protection for your trip. After all, vacations are supposed to be relaxing — not stressful.

Preparing for the Unexpected

Summer in Texas is unpredictable. One day, you’re enjoying the sun, and the next, a storm is rolling in. That’s why it’s important to think ahead. If you’re traveling by car, pack an emergency kit with essentials like a first-aid kit, flashlight, water, and jumper cables. Make sure your tires are in good condition and your vehicle is serviced before your trip.

And don’t forget about your home. Unplug electronics to avoid power surges, secure outdoor furniture that could become projectiles in a storm, and make sure your insurance policy covers storm damage.

Let Malone Agency Help You Get Ready

At Malone Agency, we’re here to help you prepare for your summer adventures. Whether it’s reviewing your auto policy, updating your homeowners’ insurance, or helping you find the right travel insurance, we’ve got you covered.

So, go ahead and plan that summer trip. Pack your bags, hit the road, and enjoy every moment knowing that you’ve taken the right steps to protect what matters most. And remember — if you ever have questions or need advice, we’re just a phone call away.

Happy travels from all of us at Malone Agency!